Effective 25 October 2026
Advisor Terms and Conditions
These terms apply when you create or use a MyAdvisorsHub advisor account. By accepting them, you confirm that you have read and agree to them.
1. Who we are and platform role
MyAdvisorsHub (www.myadvisorshub.com) is operated by Sanskriti Management Consultancy. It is a directory and connection platform. It does not employ advisors, sell or recommend insurance, represent an insurer, guarantee leads, or take part in advice or transactions between advisors and clients.
2. Eligibility and authority
You must be 18 or older and currently licensed or registered to provide the insurance services in your profile. You must comply with all applicable laws, IRDAI regulations, insurer requirements, and professional obligations.
3. Accurate profile
Your name, photo, email (verified by OTP), mobile number, pincode, address, date of birth, experience, specializations, companies or categories represented, and languages must be complete, accurate, current, and not misleading. A profile photo is required and may be changed at any time.
4. Verification
Your IRDAI licence or registration is verified internally and you must submit a copy of your PAN card before your profile goes live. You must renew verification at least every 12 months or when asked. We may request more information, suspend visibility, or reject verification where checks cannot be completed.
5. What clients see
Your public profile shows your name, photo, experience, specializations, companies or categories represented, languages, general area, and age. Your PAN, date of birth, full address, verification documents, and mobile number are never shown to clients. PAN is encrypted and stored privately for internal verification only.
6. Requests and appointments
Respond to client requests only for genuine needs. Propose accurate appointment times, honour accepted appointments, communicate professionally, and record rescheduling, cancellation, completion, or no-show outcomes through the platform.
7. Client privacy
A client's mobile number is released to you only after the client accepts a time you proposed, and only for that connection. Each access is logged and may be revoked. Do not disclose, sell, reuse, scrape, or retain client data beyond lawful service needs, and handle it in line with the Digital Personal Data Protection Act, 2023.
8. Fair conduct
Do not make false claims, guarantee policy outcomes, pressure clients, misrepresent affiliations, manipulate ratings, bypass platform controls, or post unlawful, abusive, discriminatory, infringing, or malicious content.
9. Plans, fees, and GST
Plans determine where your profile is visible, not your ranking, leads, appointments, or sales. Paid plans are charged in INR plus applicable GST through our payment partners, and we keep billing and GST details (including an optional GSTIN) for invoices and tax records as the law requires.
10. Your data and rights
We process your data with your consent as described in our Privacy Policy. You can edit most profile details from your dashboard, and request a data summary, correction, erasure (subject to legal retention), or withdraw consent by emailing support@myadvisorshub.com. Data is deleted or anonymised within 90 days of closure, except records we must keep by law.
11. Suspension, liability, and changes
We may restrict or close accounts that fail verification, breach these terms, create risk, or violate law. The service may change or be interrupted. You remain responsible for your own advice and conduct. We will post updated terms here and notify you of significant changes; material changes may require renewed acceptance.
12. Grievances
Questions, complaints, or requests: support@myadvisorshub.com. We will acknowledge and respond within the period required by law.
Version v2026-10-25